Drops in income may not only hurt the wallet, they may harm the brain

Summary: Experiencing an income drop of 25% or more impacts brain health and cognitive ability during middle age.

Source: Columbia University

Young adults who experience annual income drops of 25 percent or more may be more at risk of having thinking problems and reduced brain health in middle age, according to a study published online in Neurology.

“Income volatility is at a record level since the early 1980s and there is growing evidence that it may have pervasive effects on health,” said study senior author Adina Zeki Al Hazzouri, PhD, assistant professor of epidemiology at Columbia Mailman School of Public Health. “Our study followed participants in the United States over 30 years, including the recession time in the late 2000s when many people experienced financial instability. Our results provide evidence that higher income volatility during peak earning years are associated with worse brain aging in middle age.”

The study involved 3,287 people who were 23 to 35 years old at the start of the study and were enrolled in the Coronary Artery Risk Development in Young Adults (CARDIA) study, which includes a racially diverse population. Participants reported their annual pre-tax household income every three to five years for 20 years, from 1990 to 2010.

Researchers examined how often income dropped as well as the percentage of change in income between 1990 and 2010 for each participant. Based on the number of income drops, participants fell into three groups: 1,780 people who did not have an income drop; 1,108 who had one drop of 25 percent or more from the previous reported income; and 399 people who had two or more such drops.

Participants were given thinking and memory tests that measured how well they completed tasks and how much time it took to complete them. For one test, participants used a key that paired numbers 1 to 9 with symbols. They were then given a list of numbers and had to write down the corresponding symbols.

Researchers found that people with two or more income drops had worse performances in completing tasks than people with no income drops. On average, they scored worse by 3.74 points or 2.8 percent.

“For reference, this poor performance is greater than what is normally seen due to one year in aging, which is equivalent to scoring worse by only 0.71 points on average or 0.53 percent,” said first author Leslie Grasset, PhD, of the Inserm Research Center in Bordeaux, France.

Participants with more income drops also scored worse on how much time it took to complete some tasks.

The results were the same after researchers adjusted for other factors that could affect thinking skills, such as high blood pressure, education level, physical activity and smoking.

There was no difference between the groups on tests that measured verbal memory.

Of the study group, 707 participants also had brain scans with magnetic resonance imaging (MRI) at the beginning of the study and 20 years later to measure their total brain volume as well as the volumes of various areas of the brain.

This shows a person holding out empty pockets

Researchers found that people with two or more income drops had worse performances in completing tasks than people with no income drops. On average, they scored worse by 3.74 points or 2.8 percent. The image is adapted from the Columbia University news release.

Researchers found when compared to people with no income drops, people with two or more income drops had smaller total brain volume. People with one or more income drops also had reduced connectivity in the brain, meaning there were fewer connections between different areas of the brain.

According to the researchers, there may be several explanations as to why an unstable income may have an influence on brain health, including that people with a lower or unstable income may have reduced access to high quality health care which may result in worse management of diseases like diabetes, or management of unhealthy behaviors such as smoking and drinking. While the study does not prove that drops in income cause reduced brain health, it does reinforce the need for additional studies examining the role that social and financial factors play in brain aging.

Funding: The study was funded by the National Institutes of Health, the National Institute on Aging and the National Heart, Lung, and Blood Institute.

About this neuroscience research article

Source:
Columbia University
Media Contacts:
Stephanie Berger – Columbia University
Image Source:
The image is adapted from the Columbia University news release.

Original Research: Closed access
“Relation between 20-year income volatility and brain health in midlife: The CARDIA study”. Leslie Grasset, M. Maria Glymour, Tali Elfassy, Samuel L. Swift, Kristine Yaffe, Archana Singh-Manoux, Adina Zeki Al Hazzouri.
Neurology doi:10.1212/WNL.0000000000008463.

Abstract

Relation between 20-year income volatility and brain health in midlife: The CARDIA study

Objective
Income volatility presents a growing public health threat. To our knowledge, no previous study examined the relationship among income volatility, cognitive function, and brain integrity.

Methods
We studied 3,287 participants aged 23–35 years in 1990 from the Coronary Artery Risk Development in Young Adults prospective cohort study. Income volatility data were created using income data collected from 1990 to 2010 and defined as SD of percent change in income and number of income drops ≥25% (categorized as 0, 1, or 2+). In 2010, cognitive tests (n = 3,287) and brain scans (n = 716) were obtained.

Results
After covariate adjustment, higher income volatility was associated with worse performance on processing speed (β = −1.09, 95% confidence interval [CI] −1.73 to −0.44) and executive functioning (β = 2.53, 95% CI 0.60–4.50) but not on verbal memory (β = −0.02, 95% CI −0.16 to 0.11). Similarly, additional income drops were associated with worse performance on processing speed and executive functioning. Higher income volatility and more income drops were also associated with worse microstructural integrity of total brain and total white matter. All findings were similar when restricted to those with high education, suggesting reverse causation may not explain these findings.

Conclusion
Income volatility over a 20-year period of formative earning years was associated with worse cognitive function and brain integrity in midlife.

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